Everyday Banking
After an account holder dies, ask the bank’s bereavement team what it needs
A practical first-call checklist for dealing with a bank after a death, including authority, documents, household bills and the questions to record.
MONEY, MADE UNDERSTANDABLE
bank accounts
Everyday Money
An Overdraft Limit Is Not Extra Income
Separate your bank balance from an overdraft allowance, then build a spending check that shows what you actually own and what you would borrow.
Money in Practice
Your Bank Balance Has Two Numbers. Which One Can You Spend?
Understand pending payments, available balances and bills that have not appeared yet before deciding what is safe to spend.