
Everyday Money
An Overdraft Limit Is Not Extra Income
Separate your bank balance from an overdraft allowance, then build a spending check that shows what you actually own and what you would borrow.

Separate your bank balance from an overdraft allowance, then build a spending check that shows what you actually own and what you would borrow.

Look beyond the monthly instalment and find out whether a loan leaves a larger final payment, when it falls due and how you would fund it.